Profile

The REF Capital team are regarded as some of the leading mortgage brokers in the industry. With extensive product knowledge and excellent lender relationships we can meet your mortgage needs where other brokers have failed.

We advise on residential mortgages, buy to let and investment mortgages for clients in the UK. We specialise in loans above £1m and have expert knowledge in financing short lease property.

If you are buying a property, we work closely with the selling agent to ensure expectations are met and finance is provided within the timescales of the sale.

We can make recommendations to some of the leading tax advisors who will advise you on how to best structure your property purchase to be tax efficient in the area of rental income and capital gains. We can introduce you to some of the industry’s leading property lawyers to handle the legalities of purchasing or refinancing your property. We also work with reputable search, estate and relocation agents who can help you to find your new home or property investment.

We're confident that you will be completely satisfied with your experience at REF Capital, both with the service we provide and the additional benefits of working with us.

REF Capital LLP charge a fee of up to 1% of the mortgage amount payable when the lender issues the mortgage offer. We will retain any commission we receive directly from lender.